Question by Mrs Captain: Can I ever get home insurance again if a previous one has been cancelled?
About 1 yr ago I cancelled my DD for my home insurance to cut costs. My bank then said as I never told them directly they have refused my insurance policy and that I would find it difficult to get another policy. I am now looking to start another home insurance policy but they all ask the question if I have been refused before? What does this mean? As it is obviously important to have it as you never know what will happen.

Best answer:

Answer by veg_rose
I am sure if you told new insurance company why it was cancelled then they would disregard why it was refused…..Refusal because of building defects or bad security is what insurance companies are looking out for not for petty spite reasons put forward by a bank..

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Question by kent j: How does forced “pre-existing condition” insurance work?
I would like someone to explain how it works to force insurance companies to always have to accept people with pre-existing conditions. Can one liberal who understands this please exlpain it to this stupid conservative? And please explain it in the more severe cases as an example, someone who just had a car wreck being able to buy car insurance.
I sincerely want to understand this and hear an explanation from a rational supporter of this idea.
Remember to explain what actuarial tables are and what the definition of insurance is.
Thanks.

Best answer:

Answer by KALIMAL !!!! KALIMAL !!!!!!
They cant, its the same as forcing car companies to insure idiot drivers that wreck all the time

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Question by ..???..: When will the Insurance Lobby force us to have Medical insurance like the did Auto insurance?
Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits.
Isn’t it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory?
Or is that the republican plan for reform?

Best answer:

Answer by Invisible
Don’t you mean the Obama administration?

THAT IS WHAT THEY ARE TRYING TO DO KNUCKLEHEAD!

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Question by savagepepperoni: Do you need motorcycle insurance to file a warranty claim?
I’m filing a warranty claim on my motorcycle and i quit paying the insurance for it since it broke down.(couple months ago)
Will I have to have proof of insurance or any kind of document saying i have insurance for the claim?

Best answer:

Answer by jason
no

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Question by Thomas V: How would auto insurance company know if I am unemployed?
I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don’t tell the insurance company that I lost my job. How will the insurance company know if I am working or not?

Best answer:

Answer by mbrcatz
They don’t know if you are employed or not.

It’s not based on employment – it’s based on credit score. Likely, that other person also stopped paying bills.

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Question by nuwa k: What is the procedure regarding auto insurance when getting the car from dealership to home?
First time car buyer, going with a friend to buy the car from a dealership, how to get the car back to home ? I think I obviously need an auto insurance, but without knowing the vehicle registration details how to get the auto insurance before purchasing?
Hope my question is clear enough!

Best answer:

Answer by squishy
Many dealerships will suggest companies or allow you to phone them from the store. Or in some cases, allow you to shop around a couple of days and then bring the proof back in, though you may have to leave the car there while you do this. By law, most can’t allow you to leave without insurance; I would check with the dealership and see what their policy is regarding the issue. Some have insurance available there, but it is often more costly than if you shop around yourself.

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Question by : what license dates do you use when getting insurance quotes?
my boyfriend got six points in his first year of driving and lost his license. He then retook his test and got a new license but the 6points are still on it. When he gets insurance quotes online should he put the date he got his first license or his current one?

Best answer:

Answer by Bacanu
His current one

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Question by Sannin: Legal Studies Major, but I want a career in insurance but no major offered?
I’m currently a legal major who wants a career within the property liability section of insurance. My major is considered to be within the business school at Temple University in which I have completed numerous upper level business courses, but my main concentration is in the legal field. Do you think that the best way possible for me to break into the insurance industry for a career is by passing professional exams such as the CPCU or ARM? I figured if I passed those exams I would appeal more to an insurance company. Any thoughts or suggestions on what I should do

Best answer:

Answer by ocularnervosa
Talk to your adviser and see if its possible to set up an independent study course for a degree.

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Question by Jon G: I am looking to build an insurance career, I have 2 options Country or AmFm what is best?

companies are Country Financial and American Family.

Best answer:

Answer by Anitra
Yeah, so you simply have options country or amfm. It’s always been that way and it always will most likely remain be that way, too

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Question by dmartell1856: Can anybody recommend for or against a career in Insurance sales?
I’m working on my insurance producers license, and I would like to know a little better what to expect whenI am finished. Thanks!

Best answer:

Answer by dakotanmisty
Well, if you are already financially stable, then its a good career choice. 99.9% of insurance sales of any type is commission pay only, and you have to do a lot of researching/cold calling/account searching on your own. SO, if you don’t need a steady paycheck, then go for it.

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