From the category archives:

Life Insurance

Life Insurance?

March 31, 2009

livinlife asked: My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there… wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums are you [...]

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How do I help families not see life insurance as a bill but rather protection for their family?

March 29, 2009

~Secretrose~ asked: I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the [...]

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What is the difference between accidental death life insurance and regular life insurance?

March 1, 2009

Sweetask asked: What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn’t all deaths (excluding illnesses) be accident? If you only buy life insurance and don’t include accidental death insurance then what is usually excluded? Thanks!!! (I know its different for every insurance company, I am just [...]

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How can my husband open a life insurance policy?

February 23, 2009

mommy-to-be asked: We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we’d be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our [...]

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What exact is whole life insurance, and how do life insurance companies profit from selling it?

February 21, 2009

Alice Z asked: Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company [...]

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