From the category archives:

Home Insurance

Question by Mrs Captain: Can I ever get home insurance again if a previous one has been cancelled?
About 1 yr ago I cancelled my DD for my home insurance to cut costs. My bank then said as I never told them directly they have refused my insurance policy and that I would find it difficult to get another policy. I am now looking to start another home insurance policy but they all ask the question if I have been refused before? What does this mean? As it is obviously important to have it as you never know what will happen.

Best answer:

Answer by veg_rose
I am sure if you told new insurance company why it was cancelled then they would disregard why it was refused…..Refusal because of building defects or bad security is what insurance companies are looking out for not for petty spite reasons put forward by a bank..

What do you think? Answer below!

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Is it standard procedure for home insurance agents to visit your house before they insure it?

January 6, 2012

Question by : Is it standard procedure for home insurance agents to visit your house before they insure it? I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your [...]

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Who pays for the home insurance when you let your house?

October 19, 2011

Question by maria: Who pays for the home insurance when you let your house? I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have [...]

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Does home insurance cover when you rent out the house and the tenant causes a house fire?

October 12, 2011

Question by rlou: Does home insurance cover when you rent out the house and the tenant causes a house fire? Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord’s insurance or ask the [...]

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Whats the difference between home insurance and rental insurance?

September 27, 2011

Question by Magnix2k: Whats the difference between home insurance and rental insurance? for my rental property? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental property just in case if they smashed some holes on the wall, or some damages on the property? Thanks! [...]

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