Question by ..???..: When will the Insurance Lobby force us to have Medical insurance like the did Auto insurance?
Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits.
Isn’t it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory?
Or is that the republican plan for reform?

Best answer:

Answer by Invisible
Don’t you mean the Obama administration?

THAT IS WHAT THEY ARE TRYING TO DO KNUCKLEHEAD!

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Question by Thomas V: How would auto insurance company know if I am unemployed?
I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don’t tell the insurance company that I lost my job. How will the insurance company know if I am working or not?

Best answer:

Answer by mbrcatz
They don’t know if you are employed or not.

It’s not based on employment – it’s based on credit score. Likely, that other person also stopped paying bills.

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Question by nuwa k: What is the procedure regarding auto insurance when getting the car from dealership to home?
First time car buyer, going with a friend to buy the car from a dealership, how to get the car back to home ? I think I obviously need an auto insurance, but without knowing the vehicle registration details how to get the auto insurance before purchasing?
Hope my question is clear enough!

Best answer:

Answer by squishy
Many dealerships will suggest companies or allow you to phone them from the store. Or in some cases, allow you to shop around a couple of days and then bring the proof back in, though you may have to leave the car there while you do this. By law, most can’t allow you to leave without insurance; I would check with the dealership and see what their policy is regarding the issue. Some have insurance available there, but it is often more costly than if you shop around yourself.

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Question by Howdy2010: Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario?
Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario? Which is better and why?

Best answer:

Answer by What the?
Insurance in MB is public and governed by the province. One insurance, one level of coverage, and you cannot sue for pain/ suffering. Price is also set by number of demerits or based on driver experience. In ontario, insurance is private but still regulated somewhat by the government. In Ontario you can sue up to a certain amount for pain and suffering. Usually drivers under 25 years of age pay huge premiums regardless of driving history, in MB that is not the case. Hope that helps.

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Question by Philly User: How late can you claim auto insurance in case of an auto accident?
Assume there was an auto accident, where the other party is at fault. How long will I be eligible to claim the expenses from the other party’s auto insurance company? Is there a time period (from the date of accident) beyond which I will not be able to claim the expenses?

Best answer:

Answer by Neil B
In the UK, you have to report any accident to the insurance company within 24 hours, and then they usually like to settle things ASAP.

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Question by bari: Can you resume your auto insurance policy one it was canceled?
Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn’t using the car so I didn’t need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $ 200 finders fee again? I don’t want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

Best answer:

Answer by Feral
No, don’t pay a finder’s fee! But if your insurance was canceled, that company will probably not accept you for coverage again … at least until you’ve established 6 months of coverage with another company. You may have to pay higher rates; you may have to find an “assigned risk” insurer. Try Dairyland Insurance, or consult your DMV.

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Question by Summer Breeze: What is the cheapest auto insurance for a 19 year old female?
I am soon going to buy a used Toyota Corolla and I live in North Carolina. I am just starting to get my driver’s license and I was wondering what auto insurance is cheaper? Would it be cheaper if I was on my parents auto insurance?

Best answer:

Answer by REV B
Allstate, in your parents name.

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Question by Ashley: What companies offer instant online auto insurance proof?
**I don’t need quotes, I need printable proof of insurance**
I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it?
I don’t want to know about quotes or estimates or any silly site about comparing prices.
I want to know what companies you can go to their site and print your insurance proof off of AT HOME so you can go driving asap.

Best answer:

Answer by Josh
Any company that allows you to purchase without going through an agency. Progressive, Geico, etc. but not State Farm etc.

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Question by Irv S: How does auto insurance work when you “loan” your car to another?
I have been thinking of “loaning” my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let’s say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself and the car or does it fall upon me and my policy? My father has an excellent driving record and so do I.

Best answer:

Answer by snorzle
He would need to get his own insurance for the car, or to be added onto your policy as a driver.

Either one would work, but it might be cheaper (and easier) to add him to your existing policy.

Your coverage (in most cases) would not pay for any damage done to or done by the car while Dad is driving.

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Question by Tara H: What are some discounts that many auto insurance companies offer that might help save some money?
10pts to best answer. Question about auto insurance policies?

I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

Best answer:

Answer by Amy E
good grades
some offer programs you can do to become a good driver..that gives a discount.
Don’t be put as the primary driver on the newest vehicle..

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