Flood zones can be described as geographic zones that the FEMA has defined according to varying levels of the risk of flood. Â Â These areas are depicted on a community’s Flood Insurance Rate Map or Flood risk Boundary Map. Â Â Each zone reflects the extent or type of flooding in that particular area. These areas are classed as low risk, high risk, high risk coastal and undetermined risk areas. Your home insurance cost will, of course, partly depend on which zone you are in.
