David P asked:
I have been turned down by few insurance agency because I work out of my home office. What liability insurance company covers professionals who works out of their home?
I have been turned down by few insurance agency because I work out of my home office. What liability insurance company covers professionals who works out of their home?
{ 3 comments… read them below or add one }
Well, you can get the professional liability, but not unless you also carry GENERAL liability. No one will give you the professional without the general in place.
You need to go to a local, independent agent to get quotes on BOTH of these policies.
it is not surprise for you to have this kind of question.many others does.try this one maybe useful.
Hartford is one company that will combine a general liability coverage on their BOP with professional coverage too. There policy is designed for 1-10 people firms and would work perfectly for you.
Look for an independent broker who represents Hartford.